Pet Health Insurance

Protect your four-legged family member against costly accidents and illnesses.

Pet Insurance

Pet insurance protects your dog or cat against costly accidents and illnesses by reimbursing you for veterinary and emergency bills.

With pet insurance, you never have to choose between an expensive treatment and your pet’s life. Protect your four-legged family member with a custom Pet Insurance plan today.

You can customize a full coverage plan that meets your needs. A full coverage plan means that all accidents and illnesses are covered, except those that are pre-existing. You also have the option of adding Wellness Coverage so that routine care items, such as general check ups, vaccinations and flea, tick and heartworm medications, are covered.

American Modern Pet Insurance Covers:

  • Accidents & Illnesses
  • Genetic & Breed-specific Conditions
  • Wellness & Routine Care (optional coverage)
  • Cancer Treatment
  • Chronic Conditions
  • Alternative Therapies & Rehab
  • Diagnostic testing and imaging (e.g. X-ray, ultrasound, MRI)
  • ER & specialist care
  • Medication (optional coverage)
  • Dental care (optional coverage)
  • Vet exam fees (some companies do not cover this)

American Modern Pet Insurance will not pay for:

  • Cosmetic, elective or preventative procedures such as de-worming, tail docking, ear cropping, and declawing (except where medically necessary)
  • Pregnancy, breeding or whelping
  • Cremation and burial
  • Pre-existing conditions

What it Costs

Pet insurance prices vary but on average you can expect to pay monthly around $35 for dogs and $15 for cats.

There are many discounts available including insuring multiple pets for a multi-pet discount and paying for your policy annually.

Why You Need It

Every year more than 1 in 3 pets falls ill or is injured. Many are not prepared financially to afford the level of care that modern veterinary medicine provides.

Dogs and cats are susceptible to many accidents and illnesses including muscle strains, lacerations, puncture wounds, car accidents, animal attacks, infections, heat stroke and more.

Learn More

Pre-existing conditions Explained...

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