Insurance Solutions from American Modern

Sometimes customers need something different than what the general market offers. That's specialty insurance. That's American Modern® insurance.

  • Mobile Home

    Since 1965 we’ve been protecting classic mobile homes and today’s upscale manufactured housing.

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  • Vacation Home

    Protect your second home with programs flexible enough for either a high-end or rustic get-away.

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  • Collector Car

    Our program is inclusive with options for all types of collectors, vehicles and values.     

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  • Motorcycle

    Our program welcomes common and uncommon bike types, even electric motorcycles, scooters, and bicycles.

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  • Snowmobile

    Enjoy your fun in the snow with full coverage, or just liability.

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  • Full-Time Home

    Our options for owner-occupancy welcome homes other carriers may not accept due to location, value, condition, or past claims.

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  • Vacant Property

    Insuring a vacant home or rental property can be a challenge. We have a policy designed just for it.

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  • Boat

    The Boat program covers most watercraft less than 27 feet in length, plus personal watercraft.

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  • ATV & UTV

    Protect your off-road fun in an All-Terrain Vehicle (ATV), Utility Vehicle (UTV), or Side by Side.

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  • Pet Health

    Provide your beloved companion with affordable coverage for accidents and illness.

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  • Rental Property

    We offer landlords options to insure a single rental property or an entire portfolio.

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  • Condominium

    This HO-6 program focuses on harder-to-place rental properties and seasonally-used condominiums.

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  • Yacht

    Yachts are 27 to 64 feet in length (houseboats can be longer), valued up to $1M, with flexible title options.

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  • Golf Cart

    Golf carts and low-speed electric vehicles can be insured to cover your risks when driving off your property.

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