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When you bought your ATV or UTV you were probably thinking of the fun you’d have or the work you’d get done. You likely weren’t thinking about insuring it. Although some states require insurance for an all-terrain vehicle or utility vehicle, not all do. Even if your intent is just to drive it on your own property, here are a few reason why you should consider coverage:
Yes, it’s possible to add an endorsement to your homeowners policy to cover liability exposure, but that only provides limited liability coverage. And you likely can’t extend your auto policy to when you are driving an ATV, UTV, or Side by Side.
Instead, our robust policy gives you all of the coverage options that we offer to a motorcycle. It’s a lot, including an option for replacement cost.
Maintaining an ATV can be involved, but before you ride, check these six essentials.Keep reading