Customize and cover more with the all-new coverage you’ve been asking for.

Get ready to FLEX, agents—and get ready to dial up or down coverage for more customers, even those whose owner-occupied and seasonal homes may have age, claims, and location concerns. And you’ll be comfortable writing the Homeowners FLEXSM product because it’s based on a familiar HO-3 form.*

Homeowners FLEX is all about choice. Choose from the topics below and learn how you can cover more homes with more confidence for more customers.
Find out what makes a home right for FLEX.
Watch how Homeowners FLEX works.
Click here for more coverage details.
Learn which coverages can be customized.

* Please refer to the applicable Homeowners FLEX Program Manual for complete details. Different sub-limits may apply that vary from a standard HO-3 policy. All risk pertains specifically to dwellings and structures. Roof cosmetic damage exclusion and swimming pool slide and diving board liability exclusion apply.