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Home ownership – Up to 20% for home ownership
Claim-free renewal – 3% on first renewal and 5% each successive year
Transferring your policy to us – 10% if no lapse in coverage or 1% if less than a 30 day lapse
Insuring multiple units – 10% for insuring two bikes or 15% for three or more
The discounts offered in California vary.
Accessories – When you purchase full coverage, equipment you add to the bike that did not come from the manufacturer (as identified by the VIN) is covered separately up to $3,000. You can buy up to $15,000 in coverage.
Safety apparel – Our full coverage policies provide $1,000 coverage on approved clothing and helmets if damaged in an accident ($400 limit per helmet). There is no deductible for the helmet.
Medical payments – Coverage starts at $1,000 and can be increased up to $10,000.
Rental reimbursement – Add coverage for expenses to rent a replacement motorcycle after a physical damage loss. Comprehensive coverage is required.
Trip loss reimbursement – We reimburse up to $300 for transportation, lodging and expenses if your bike becomes disabled more than 100 miles from home. We also include up to $300 for towing costs, regardless of how far you are from home.
Transport trailer – Add physical damage coverage for a trailer designed to transport your insured cycle. A $250 deductible applies.
Automate monthly installments with EZPay, or pay by check or credit card, either in full, two or four payments.
Follow these five steps to reduce the chances your motorcycle being stolen.
Before you hit the road again this spring, prepare your bike with five maintenance steps.
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