Home ownership – Up to 20% for home ownership
Claim-free renewal – 3% on first renewal and 5% each successive year
Transferring your policy to us – 10% if no lapse in coverage or 1% if less than a 30 day lapse
Insuring multiple units – 10% for insuring two bikes or 15% for three or more
The discounts offered in California vary.
Accessories – When you purchase full coverage, equipment you add to the bike that did not come from the manufacturer (as identified by the VIN) is covered separately up to $3,000. You can buy up to $15,000 in coverage.
Safety apparel – Our full coverage policies provide $1,000 coverage on approved clothing and helmets if damaged in an accident ($400 limit per helmet). There is no deductible for the helmet.
Medical payments – Coverage starts at $1,000 and can be increased up to $10,000.
Rental reimbursement – Add coverage for expenses to rent a replacement motorcycle after a physical damage loss. Comprehensive coverage is required.
Trip loss reimbursement – We reimburse up to $300 for transportation, lodging and expenses if your bike becomes disabled more than 100 miles from home. We also include up to $300 for towing costs, regardless of how far you are from home.
Transport trailer – Add physical damage coverage for a trailer designed to transport your insured cycle. A $250 deductible applies.
Automate monthly installments with EZPay, or pay by check or credit card, either in full, two or four payments.
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