AMsuite® Motorsports – Product Comparison Guide

Win and retain more business with new options and new discounts.

Customize coverage for just what a motorcycle customer wants with the new Motorsports product. There are new options and many new discounts. And to help you be recognized as a solution provider for harder-to-place risks, this product line now accepts classic bikes, electric cycles, low speed electric vehicles, and snowmobiles.

Streamlined process gets your quote done fast

  • Key questions that may prevent a risk from being accepted are asked up front to save you the time of creating a full quote.
  • Customer and vehicle data is “pre-filled” using information already entered into the system and from other sources. This eliminates duplication and streamlines the process.
  • Integrated C.L.U.E. reports determine the number of claims and any at-fault accidents, and import the details saving you time.

• New Item

Current Motorcycle Product New Motorsports Product
 Ownership and drivers • Title may be held by an individual, trust or LLC
• Drivers of street vehicles must be at least 16
years of age and hold a valid license
• Off-road vehicles 250cc or less – driver must
be at least 11 years of age; 251cc and greater –
driver must be at least 16 years of age
• Title may be held by an individual, trust, LLC or
corporation
• Drivers of street vehicles must be at least 16
years of age and hold a valid license
• Off-road vehicles 250cc or less – driver must
be at least 11 years of age; 251cc and greater –
driver must be at least 16 years of age
 Bike types accepted • Standard motorcycle
• Cruiser
• Touring
• SuperSport
• Dual purpose
• Dirt bike
• Trike conversion
• Scooter/Moped
• ATV and UTV
• GEM
• Golf cart
• Standard motorcycle
• Cruiser
• Touring
• SuperSport
• Dual purpose
• Dirt bike
• Custom*
• Trike conversion
• Classic/vintage*
• Electric cycle*
• Scooter/Moped
• Segway*
• ATV and UTV
• GEM*
• Golf cart*
• Low speed vehicle*
• Neighborhood electric vehicle*
• Snowmobile*
* Coverage for these types is hard to secure from other carriers.
 Coverage levels • Full coverage
• Liability plus comprehensive
• Liability only
• Full coverage
• Liability plus comprehensive
• Liability only
 Loss settlement • Actual cash value
• Replacement cost for bikes new to up to 2 model
years of age
• Actual cash value
• Replacement cost for bikes new to up to 2 model years of age
• Agreed value for a classic bike
 Included coverage • Accessories
• Safety apparel
• Accessories – $1,000 to $3,000
• Personal effects/safety apparel – $1,000
• Pet protection – $750
• Towing and emergency expense – $75
 Optional coverage • Medical payments
• Passenger liability
• Rental reimbursement
• Trip loss reimbursement
• Trailer
• Uninsured motorist
• Accessories – up to $30,000
• Diminishing deductible
• Medical payments
• Passenger liability
• Personal effects/safety apparel – $2,500
• Rental reimbursement
• Towing and emergency expense – $200
• Travel loss reimbursement
• Trailer physical damage
• Uninsured motorist
 Discounts • Claim-free renewal
• Home ownership
• Insuring multiple units
• Transferring a policy
• Advance quote
• Anti-theft devices
• Association membership
• Home ownership
• Loyalty
• Motorcycle license
• Multiple policies
• Multiple vehicles
• No violations
• Paperless policy
• Paying in full
• Preferred customer
• Prior insurance
• Safety course completion
 Payment options • Full pay
• Monthly, EFT only
• 2-Pay, billed
• 4-Pay, billed
• Full pay
• Monthly, EFT only
• 2-Pay, billed or EFT
• 4-Pay, billed or EFT
• 6-Pay, billed or EFT