Offer up to 10 discounts, plus flexible coverage, to customers who just need the basics
Some homes may not be eligible for full coverage, and sometimes a customer may request just the basics. This product helps you cover most occupancies – a full-time home, rental property, seasonal home, vacant property, and even non-residential structures. The flexible format makes it easy to insure the building and protect a customer from loss.
Discounts help customers save
Property coverage has up to ten available discounts, making it pretty easy for you to save a customer 20 percent or more:
- Approved association membership – 5%
- Auto policy with agent – 5%
- Multiple policies with American Modern – 5%
- No claim in past 3 years – varies
- Paperless documents – 1%
- Paying in full – 5%
- Central station fire / smoke alarm – 5%*
- Central station burglar alarm – 5%*
- Local smoke and / or burglar alarm – 2%*
- Deadbolt, smoke alarm, fire extinguisher – 2%*
* up to 10% total / not available for vacant property
Options offer customers added protection
- Add water damage coverage to a home ($10,000 limit with $5,000 mold limit).
- Add burglary and vandalism coverage.
- Premises liability coverage protects both the landlord and the property manager. For rental property covered by premises liability, you can add landlord personal injury coverage for circumstances such as a wrongful eviction complaint.
AMsuite™ makes your work easier
- C.L.U.E. reports are automatically imported making the quotes more accurate and easier to complete.
- Customer data already in the system auto populates fields in a new quote, eliminating duplicate work.
- Customers can electronically sign required forms, saving you the hassle of chasing and filing paper documents.
There will be some state variation but this is the standard
Seperate deductibles may apply in some states for coverage such as wind/hail.
For O R S:
*up to 10% total
For O R S V N:
Capital letters following a coverage or description show any restrictions on the eligible occupancy types.