Explore Our Solutions

If your customers are looking to protect owner-occupied homes that need special coverage — for example, a property that is located too far from a fire station, or has prior claims history, where coverage has lapsed or an older home — turn to American Modern.

Coverage for a variety of rental properties, including vacation homes, property owned by an LLC or corporation or short-term rentals. Investors with multiple properties can cover their portfolio under one policy for convenience.

There are many reasons property might be vacant – including a home undergoing renovation, a seasonal home, a rental home between tenants or a home waiting for new owners to move in. We will help you find the right policy to protect your customers during short-and long-term vacancies.

Our flexible program gives you the freedom to insure any factory-built home. We place no age restriction on the home and we cover rental, seasonal and vacant manufactured homes, too.

This program offers flexible deductible and co-pay choices, coverage options, and a range of annual limits, so that any dog or cat lover can provide more than just basic care for their companion.

News & Updates from American Modern

All your policyholder documents. In one place.

April 2, 2019

Use our one-stop, find-it-all portal to get all the documents we send your policyholders. And get the simple instructions for both AMsuite® and modernLINK® users here.

Specialty insurance can be a challenge

October 4, 2017

Not sure where to place a vacant, rental or other type of specialty risk? Need help finishing a quote? Check out our schedule of free instructor-led webinars and register for as many as you like.

Download your Guide To Say “YES”. It’s a great summary of your property options.

Have you heard of AMsuite?

October 3, 2017

AMsuite is the next generation, quoting and policy management tool. It replaces modernLINK. States are migrating every few months:

Alabama/Connecticut – quoting opens Aug 28

Indiana/Maine — quoting opens Oct 30

Learn more at the AMsuite Resource Center.

“The dwelling policy AMIG offers is a great outlet for me when dealing with insureds who are over their limit with Allstate on landlord policies or when they deed the home in the name of an LLC, which many of the rental home owners I deal with do.”

“I have found American Modern Insurance a very valuable company to partner with in taking care of my insureds needs and not have to send those customers elsewhere when I can’t necessarily put their property on Allstate paper.”

“Contacting customer care, underwriting or tech support, no matter what the issue is, I come away learning something new and with more knowledge beforehand. In regards to claims, our agent and our office have been highly impressed by the knowledge of and the care the adjusters take with the policyholders as well as with us in dealing with claims.”