Stand out from the agent down the street by offering up to 14 discounts and expanded coverage options, including a replacement cost settlement that does not expire for a new cycle. You can cover more than just standard motorcycles, too. Expand your market reach by including classic and custom cycles, plus golf carts and other low-speed electric vehicles, ATVs, and snowmobiles.
When to write
American Modern accepts a wide range of motorcycles, plus golf carts, ATVs, and snowmobiles which may be harder-to-place with other carriers.
Bikes 2 model years old and newer are eligible for replacement cost settlement. The increased coverage will not expire so long as the bike owner keeps renewing the policy.
- Standard motorcycle
- Dual purpose
- Dirt bike
- Trike conversion
- Electric cycle/scooter/moped
- ATV and UTV
- Golf cart
- Low speed vehicle
- Neighborhood electric vehicle
- Accessories up to $30,000
- Diminishing deductible
- Medical payments
- Passenger liability
- Personal effects/safety apparel – $2,500
- Rental reimbursement
- Towing and emergency expense – $200
- Trailer physical damage
- Travel loss reimbursement
- Uninsured motorist
Insure for either full coverage, comp/liability, or just liability. Bikes 2 model years old and newer are eligible for replacement cost settlement. Classics are covered for the agreed-upon value.
- Accessories up to $3,000 ($1,000 for off-road)
- Personal effects/safety apparel
- Pet protection
- Towing and emergency expense
This product or individual options may not be available in your state. Check the program manual for coverage definitions, limits, conditions, limitations, and exclusions.