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Collector Vehicles and American Modern Insurance: Get Your Business on the Right Road

Need a reason to write American Modern? We’ve got three!

See how our Dwelling solutions compare.

Write it right chart

Check out the chart above for a quick-reference guide to our Dwelling differences!

Text: "collector cars and trucks" over image of red car

Access to a first-rate collector car program is a terrific complement to your standard auto business, expanding its reach and giving your customers another reason to stay with your agency. And establishing your agency’s skill with this line of business can be positioned well as a gateway for new clients.

When to write

This program is not intended for a daily-use auto, even though some contemporary and even new exotic cars may qualify. Instead, it’s for that special car or truck that’s driven infrequently, is well-maintained, and stored properly. A collector car’s age, rarity, value, unique features, limited use, availability of parts and services, and popularity across generations make it more desirable than a common auto.

What’s eligible

  • Classic
  • Antique
  • Muscle
  • Street rod
  • Modified
  • Replica
  • Kit car
  • Exotic

Important options

  • Appreciation of value security
  • Automobilia
  • Collectors coverage extension
  • Collision
  • Diminishing deductible
  • Medical payments
  • Subrogation waiver exclusion
  • Trailer physical damage

Included coverage

  • Collectors coverage
  • Disaster relocation
  • Full safety glass
  • Personal effects
  • Pet protection
  • Spare parts
  • Towing and emergency

This product or individual options may not be available in your state. Check the program manual for coverage definitions, limits, conditions, limitations, and exclusions.