Boat
Passionate boaters take care of their vessels, so they’ll be looking for specialized coverage. With options that fully protect their investment from bow to stern, this is excellent coverage for most vessels up to 27 feet in length, including personal watercraft.
What’s eligible
  • Ski boats
  • Sailboats
  • Bass/walleye
  • Runabouts
  • Pontoons
  • Sportfisher
  • Performance
  • Personal watercraft
  • Up to 27 feet
  • Speeds up to 90 mph
  • Up to $1 million in value
What’s eligible
  • Ski boats
  • Sailboats
  • Bass/walleye
  • Runabouts
  • Pontoons
  • Sportfisher
  • Performance
  • Personal watercraft
  • Up to 27 feet
  • Speeds up to 90 mph
  • Up to $1 million in value
What’s eligible
  • Ski boats
  • Sailboats
  • Bass/walleye
  • Runabouts
  • Pontoons
  • Sportfisher
  • Performance
  • Personal watercraft
  • Up to 27 feet
  • Speeds up to 90 mph
  • Up to $1 million in value
Coverage levels
  • Full coverage (includes physical damage coverage for the hull plus liability)
  • Liability only (bodily injury and property damage coverage)
Coverage levels
  • Full coverage (includes physical damage coverage for the hull plus liability)
  • Liability only (bodily injury and property damage coverage)
Coverage levels
  • Full coverage (includes physical damage coverage for the hull plus liability)
  • Liability only (bodily injury and property damage coverage)
Included coverage
  • Protection & Indemnity 
  • Under and uninsured boaters
  • Fishing gear  
  • $2,500 in personal effects
  • Emergency assistance and towing
  • Accidental fuel spill 
  • Haul out 
  • Medical payments 
  • Pet protection
Included coverage
  • Protection & Indemnity 
  • Under and uninsured boaters
  • Fishing gear  
  • $2,500 in personal effects
  • Emergency assistance and towing
  • Accidental fuel spill 
  • Haul out 
  • Medical payments 
  • Pet protection
Included coverage
  • Protection & Indemnity 
  • Under and uninsured boaters
  • Fishing gear  
  • $2,500 in personal effects
  • Emergency assistance and towing
  • Accidental fuel spill 
  • Haul out 
  • Medical payments 
  • Pet protection
Important options
  • Hull damage
  • Extended parts replacement for parts up to 15 or 20 years old
  • Bow-to-stern protection
  • Trailer physical damage
Important options
  • Hull damage
  • Extended parts replacement for parts up to 15 or 20 years old
  • Bow-to-stern protection
  • Trailer physical damage
Important options
  • Hull damage
  • Extended parts replacement for parts up to 15 or 20 years old
  • Bow-to-stern protection
  • Trailer physical damage
Frequently Asked Questions
Other solutions to consider

Water vessels between 27 and 64 feet in length – and houseboats up to 100 feet – can be insured in our separate Yacht program. 

Boat owners might also consider coverage for their vacation home. Look at our Dwelling Special program, which requires less extensive coverage than a fulltime home.   

This product or individual options may not be available in your state. Check the program manual for coverage definitions, limits, conditions, limitations, and exclusions.

Other solutions to consider

Water vessels between 27 and 64 feet in length – and houseboats up to 100 feet – can be insured in our separate Yacht program. 

Boat owners might also consider coverage for their vacation home. Look at our Dwelling Special program, which requires less extensive coverage than a fulltime home.   

This product or individual options may not be available in your state. Check the program manual for coverage definitions, limits, conditions, limitations, and exclusions.

Other solutions to consider

Water vessels between 27 and 64 feet in length – and houseboats up to 100 feet – can be insured in our separate Yacht program. 

Boat owners might also consider coverage for their vacation home. Look at our Dwelling Special program, which requires less extensive coverage than a fulltime home.   

This product or individual options may not be available in your state. Check the program manual for coverage definitions, limits, conditions, limitations, and exclusions.