Earthquakes Can Happen Anywhere. Are You Ready?

People living in earthquake-prone areas are generally more aware of earthquake safety than others. Consider California and its history of earthquakes, for instance. Awareness of the risk is relatively high in the state, according to Munich Re. California’s building construction standards are among the strictest in the world, and many people and businesses participate in International ShakeOut Day, which has become a worldwide day of action and a helpful reminder of how to protect yourself and others during an earthquake.

But even in California and other areas where earthquake awareness is high, the number of people with earthquake insurance coverage is relatively low. In many counties, fewer than 10% of residential buildings are insured against earthquakes, and coverage only approaches 25% in highly exposed metropolitan areas. Continue reading “Earthquakes Can Happen Anywhere. Are You Ready?”

11 Pool Safety Tips to Help Avoid Accidents

As the days get longer and the temps continue to rise, one thing is clear: Summer fun is right around the corner. For people who own pools and hot tubs, that means more time in the water. This, of course, comes with some added responsibility and the need for extra precautions. According to the Centers for Disease Control and Prevention (CDC), an average of more than 3,500 people unintentionally drowned between 2005 and 2014 in the U.S. alone. 20% of those victims were 14 years or younger.

Continue reading “11 Pool Safety Tips to Help Avoid Accidents”

Spring Flood Protection: How to Secure Your Home

April showers bring May flowers – and sometimes a little flooding as well. While it’s true that spring rains are great for new plant growth – which is a welcome sight after a long winter – some storms are capable of unleashing several inches of rain in just a few hours. Add a little snow melt, and the ground quickly becomes saturated, storm drains overflow, and rivers and streams spill over their banks. The resulting flood waters can wreak havoc on everything and anything that gets in the way – including your home. Continue reading “Spring Flood Protection: How to Secure Your Home”