Welcome to AManswers.com

As an agent, your customers rely on you to be an expert, helping protect the things they value most, whether it’s a classic car or a rental property. You can count on American Modern to always deliver on your promises.


Explore Our Solutions

Owner-occupied Homes

If your customers are looking to protect owner-occupied homes that need special coverage — for example, a property that is located too far from a fire station, or has prior claims history, where coverage has lapsed or an older home — turn to American Modern.

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Rental Property

Coverage for a variety of rental properties, including vacation homes, property owned by an LLC or corporation or short-term rentals. Investors with multiple properties can cover their portfolio under one policy for convenience.

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Vacant Homes

There are many reasons property might be vacant – including a home undergoing renovation, a seasonal home, a rental home between tenants or a home waiting for new owners to move in. We will help you find the right policy to protect your customers during short-and long-term vacancies.

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Manufactured Homes

Our flexible program gives you the freedom to insure any factory-built home. We place no age restriction on the home and we cover rental, seasonal and vacant manufactured homes, too.

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Collector Vehicle

From race cars to hot rods, classics to exotics, even collectible farm equipment, American Modern covers collectibles. With classic car values rising, your customers may be looking to protect their investment. We can help you find the coverage they need.

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First Time Agent?

Visit the New Agents page to:

Sign up for online webinars and product tutorials for New Agents

Learn How to Quote in our system

Download popular product tools & guides

Learn More

Already Working With Us?

Visit the Training and Education section to:

Explore the Product Toolbox for quick tools and resources

Download Underwriting Guides

Sign up for webinars and tutorials to learn more about our products

Learn More

News & Updates from American Modern

Free Webinars

May 2, 2017

Not sure where to place a vacant, rental or other type of specialty risk? Need help finishing a quote? Check out our schedule of free instructor-led webinars and register for as many as you like. Busy schedule? Notice on the bottom of the page a list of recorded sessions available at any time, from anywhere.

AMsuite coming soon to Alabama and Connecticut

August 14, 2017

Starting August 28, quote new business with effective date of September 15 or later in AMsuite. Need more information? Visit the AMsuite Resource Center for more details, tools to help you navigate the new quoting system, and information on the new products available only through AMsuite.

EZPay is a Win-Win

July 11, 2017

EZPay automates your customers’ payments and has the lowest installment fee of all of our payment plans. It’s great for you, too, because it largely eliminates missed payments, a leading cause of coverage lapses and cancelled policies. Learn how to set up EZPay for every policy on your book in these 3 easy steps.

I am very humbled by your wonderful customer service! It has made me look good to my client and I am grateful to you.

Susan, Agent

With American Modern, we get a lot of personalized attention. We are a small agency, yet we are treated like a large one.

The Diehl Agency

They took ownership of the situation and made sure that I was satisfied with the outcome. I will think of American Modern first next time I'm placing specialty business.

Chad, Runyon Insurance Agency