Insurance Tips

Insurance Tips > Fire Prevention

Preparation:

  • Install smoke detectors and fire extinguishers. Test them once a month and replace batteries in the spring and fall when you adjust your clock time.
  • Plan two escape routes
  • Practice fire drills using a smoke detector and both escape routes
  • Store important documents in a fire-proof box or airtight appliance such as the refrigerator

Prevention:

  • Have your heating and electrical systems checked by a professional to be sure they are properly maintained and in good working order
  • Have your fireplace and chimney inspected for soot and creosote build-up
  • Follow instructions on appliances and heating units
  • Take care not to overload electrical outlets

Escape:

  • Leave your home before calling for help
  • Feel each door for heat before opening it
  • Crawl close to the floor to limit smoke intake

Especially for woodstoves --

Preparation:

  • Open the dampers before starting a fire in a wood stove
  • Vent your stove properly and insulate vent from flammable materials
  • Use paper and kindling wood to ignite a fire.  Avoid using lighter fluid, kerosene, or gasoline.
  • Keep dry wood away from the stove
  • Slow burning fires can create creosote and soot problems.  Small hot fires are more efficient.

Maintenance:

  • Clean the ashes from your stove every week during the heating season.  Dispose of ashes in a metal container with a lid and store away from your home and combustibles.
  • Inspect your pipes and connections monthly for creosote and soot build-up

Warning signs:

  • Build-up of creosote (dripping from the base of the chimney or staining of the outer chimney shell)
  • Sluggish draft (smoke spilling out when the woodstove door is opened)
  • Corrosion of the outer shell of a factory built chimney
  • Deterioration of the brickwork of a masonry chimney

Good online resources: