- Snowmobile Insurance
- Included Coverage
- Options
- How to Save
- Get a Quote
Snowmobile insurance is written in these states
- Connecticut
- Illinois
- Maine
- Michigan
- Minnesota
- New Hampshire
- New York
- Pennsylvania
- Vermont
- Wisconsin
Out-of-state coverage
Our policy automatically adjusts to meet a state's minimum coverage requirements, even if your policy limits [?] Limit
A limit is the maximum amount paid for a covered loss.In casualty policies for auto or motorcycle,some minimum limits will be defined by your state.In property policies, you should choose a limit high enough to cover the value of your home and possessions. are normally lower.
Canadian coverage
If you ride beyond our northern border, your coverage extends into Canada.
Call 866-884-6167 Monday through Friday, 8 a.m. to 8 p.m.
Choose from three coverage levels
Full coverage
You and your snowmobile are covered for liability, collision, and comprehensive losses. With full coverage you can add options to your policy.
Liability plus comprehensive
In addition to liability protection, we add protection for theft or damage to your snowmobile resulting from a fire and most other causes, except collision.
Liability only
Your snowmobile is insured just for liability requirements of your state, including passenger liability. Physical damage coverage is not part of your policy.
Actual cash value settlement
Your snowmobile is insured for its actual cash value. Depreciation is taken into account when determining the value.
Call 866-884-6167 Monday through Friday, 8 a.m. to 8 p.m.
Customize your protection
Trailer
Protect the trailer you use to tow your snowmobile.
Medical payments
Add $1,000 in medical payments [?] Medical payments
Included in casualty policies is coverage for medical expenses caused by an accident-related injury.It is intended to cover basic medical costs without the need to assign responsibility for the accident.The coverage amount is generally a few thousand dollars.It is separate from liability coverage. coverage. You can increase this up to $5,000.
Call 866-884-6167 Monday through Friday, 8 a.m. to 8 p.m.
We offer you four savings opportunities
Safety course
Save 10% by completing a driving safety course.
Association membership
Save 5% by belonging to an approved snowmobile association.
Claim free renewal
Save 5% on first renewal and 10% each successive year.
Multiple units
Save 15% if you insure multiple units with us.
Flexible payment options
You either can pay in full at the time you start or renew the policy, or in many states we offer installments on a 2-Pay schedule – half up-front and the balance due in 60 days. A service fee applies to each installment. Pay by personal check, credit card, or bank account transfer.
Some states place limits on the payment plan schedules we can offer or the service fee. To confirm, check with your agent or call Customer Care at 800-543-2644.
Call 866-884-6167 Monday through Friday, 8 a.m. to 8 p.m.
Talk to an agent
If you want a quote now, or have questions about our snowmobile program, call us at 866-884-6167.
Our hours are 8 a.m. to 8 p.m. Monday through Friday.
Your business will be assigned to an authorized agent for service and support. We appreciate your interest in American Modern and our specialty insurance programs.
Call 866-884-6167 Monday through Friday, 8 a.m. to 8 p.m.
