Seasonal Home

Home & Property > Seasonal Home > Residential Program

 

DP-3 Special Form

DP-1 Basic Form

Policy overview

Comprehensive protection
Replacement cost settlement

Named peril protection
Actual cash value settlement

Residence description

Up to four-family
80 years or newer
Roof 20 years or newer
Above average to excellent condition

Up to four-family
No age restriction
Fair or better condition

Included coverage

Reasonable repairs
Other structures   
Loss of rent
Collapse
Debris removal
Fire dept.  charge
Water and mold
Improvements/alterations
Trees, shrubs, plants, lawns
Glass/ safety glazing material
Vandalism

Reasonable repairs
Other structures  
Loss of use
Debris removal
Fire dept. service charge

 

Optional coverage

Premises liability    
Personal property
Burglary
Occasional rental

Premises liability   
Personal property
Burglary
Vandalism
Occasional rental

All coverages protect up to the stated policy limit.  For details on this product, talk to your agent. 
Program availability and coverages may vary by state.

More Information...

Occasional rental
With this endorsement, you can rent your seasonal home to others for a short period of time when you are not using it.


We have a separate program for houses intended for full time rental.

Insurance Products

Other Company Sites

American Modern

General Information