Seasonal Home

Home & Property > Seasonal Home > Manufactured Home Program

We offer comprehensive coverage specially designed for manufactured homes.  Your seasonal home is insured for its stated value, eliminating depreciation.  Unlike many carriers, we impose no age limit on the unit.

Policy overview

Comprehensive protection
Stated value for a total loss
Actual cash value for partial loss

Residence description

Single family
No age restriction

Included coverage

Reasonable repairs
Additional living expenses
Collapse
Emergency removal
Fire dept. charge
Antenna/satellite dish
Trees, shrubs, plants, lawns
Food spoilage

Optional coverage

Personal liability
Personal property
Mechanical/electrical breakdown
Other structures
Enhanced coverage limits
Replacement cost for partial loss
Earthquake
Occasional rental

All coverages protect up to the stated policy limit.  For details on this product, talk to your agent. 
Program availability and coverages may vary by state. 

Seasonal Home

Our Breakdown Endorsement adds coverage for the mechanical or electrical failure of household systems such as kitchen appliances, heating and air conditioning, TV, well pump or pool equipment.