Home & Property > Seasonal Home
Get a Rate Quote NowSeasonal homes are a mismatch for a standard homeowner policy. We've built a special program to protect your home away from home.
Seasonal or second homes are occupied for less than five consecutive months each year.
Dwelling Property (DP) policies are ideal for seasonal property, such as a cabin in an isolated area that lacks utilities, or that does not rely on a furnace for heating.
We offer three program choices – special or broad form coverage for a house, and a separate program for manufactured housing.
DP-1 Basic Form, sometimes referred to as “residential fire” insurance, protects your property from damage from specified events, the “named perils.”
DP-3 Special Form offers broader protection. While similar in coverage to a standard homeowners program, it is designed for the rental market.
These programs are not intended for rented condominiums or apartment buildings.
We understand that manufactured or mobile homes are different. Check our program specific for these homes.
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