45 years of residential insurance experience
Some homes are more challenging to insure than others. That's where American Modern shows its value and expertise.
We deliver specialized products and services for rental and vacant property, seasonal and owner-occupied homes, and mobile homes. These niches may not need a homeowners policy, or may have trouble getting coverage because of occupancy, value, location, past claims or other reasons.
The images will connect you to detailed information about the insurance options we offer for each type of residence. But don't hesitate to call us if you have a specific question.
We're here to help. 866-884-6167
Rental Property Insurance
American Modern gives landlords two options to insure rental property – a thorough DP-3 program or a basic DP-1 program. Learn more
Multiple Properties Insurance
This program simplifies insurance for a rental property portfolio with one policy, one payment, and one renewal date. Learn more
Seasonal Property Home Insurance
Owners of a vacation home or seasonal home can insure their home away from home with flexible programs. Learn more
Vacant Property Insurance
Finding insurance for a vacant home or rental property can be a challenge. But American Modern has a policy created just for vacant property. Learn more
Owner Occupied Property Insurance
The specialty homeowners program targets homes other carriers might not accept because of location or value. Learn more
Mobile Home Insurance
American Modern began insuring mobile homes in 1965, and is an industry leader in providing insurance for manufactured housing. Learn more
Non-Residential Property Insurance
American Modern can insure stand-alone, non-residential structures, such as outbuildings, a pole barn, or boat house. Learn more
