Personal Watercraft
The Essentials
Liability Only. You can be held liable for damaged property or personal injury, to both non-family and family members, if an accident occurs.
Comprehensive/Collision. Protects your PWC from damage resulting from fire, theft and most other perils, plus adds collision coverage for accidental damage.
Physical Damage. We offer market value protection against damage to or theft of your PWC.
Medical Payments. Up to $5,000 in medical expense coverage is available for boating injuries.
U.S. and Canadian Waters. Other carriers may limit when and where you can use your PWC, to the point of naming specific lakes and waterways. With American Modern, you're covered in U.S. and Canadian waters, although offshore distance restrictions apply.