Motor Home/Travel Trailer
The Essentials
Choose from Collision/Comprehensive protection against sudden and accidental loss due to a collision, fire, windstorm, landslide, vandalism, and other perils - or Liability Only - protection against liability issues that may arise from using your recreational vehicle.
Add to your policy with any of these valuable coverages:
Total Loss Replacement. We replace your RV if it is damaged beyond repair in the first five model years. You receive another unit of the same kind and quality - no depreciation.
Outstanding Loan Balance. If a RV is protected for its actual cash value, a claim settlement for a total loss might not be enough to pay off an outstanding loan. This option ensures you're not left with a loan to pay and no RV to show for it.
Agreed Value. Together, we determine how much your RV is worth and insure it for that amount. If you suffer a total loss, you'll be reimbursed for that agreed amount - no depreciation.
Purchase Price. We reimburse the amount you paid for your RV if damaged beyond repair.