Dwelling Fire
The Extras
Customize your policy with options to meet your specific circumstances.
Personal Property. Protect your personal property against damage caused by any named peril.
Vandalism and Malicious Mischief. We’ll help with repair costs due to vandals.
Personal Liability. If you are held liable for an accident to someone while on the insured property, or that is caused by negligence when you are away, this option helps protect you.
Burglary. This coverage protects your home and personal belongings for the Actual Cash Value if someone breaks in. Ask your agent if this option is available in your state.
Additional Living Expenses. For owner-occupied homes, if the home becomes unlivable due to a covered loss, we’ll reimburse you for any higher-than-normal costs for meals, lodging and more.
Premises Liability for Rental Homes. If you rent out your house, this option helps protect you if held liable for accidents that happen to other people while on the property.
Fair Rental Value. If you rent out your house, and it becomes unlivable due to a covered loss, we pay the fair rental value.
Service Commitment
Offering a great policy at fair price is only part of our commitment.
Immediate Catastrophe Aid. When there's a major storm, our claims professionals provide the fast, efficient service our customers deserve. We've even had personnel on the scene before hurricanes hit land so we could begin handling claims as soon as the weather cleared.
Fast and Reliable Claims Service. Report a claim online or over the phone, any time, day or night. We’ll take your claim personally during business hours, and our emergency service handles after-hours and weekend service.