Boat
The Extras
Customize your coverage with these options.
Watersports Liability. If your family likes to water ski, wakeboard or tube-ride, this option is just for you.
Trailer. Protect the trailer you use to tow your boat.
Advantage Endorsement. This endorsement upgrades you to these coverages:
- Uninsured Watercraft. Add bodily injury protection if another boater collides with the boat you are operating and that boater is not insured.
- Non-owned Watercraft Liability. Extends your policy's liability coverage to most boats you rent or borrow.
- Personal Effects Coverage. Covers personal belongings stored inside the boat that are lost, stolen or damaged.
- Emergency Assistance and Towing. Protects you if your boat breaks down on the water, or if your trailer breaks down during transport.
- Need higher limits for any of these coverages? Ask your agent about our optional Advantage Plus Endorsement.
Tenders/Dinghies. Large boat owners know how important it is to have coverage for these supplemental boats.
Partial Loss Replacement Cost on Parts. If a part on your boat is damaged, and the part is less than two years old, we'll pay to replace the part. Our Extended Partial Loss Coverage replaces parts up to five years old.