Boat
The Essentials
Liability Only. You can be held liable for damaged property or personal injury, to both non-family and family members, if an accident occurs while you are boating.
Comprehensive/Collision. Protects your boat from damage resulting from fire, theft and most other perils, plus adds collision coverage for accidental damage.
U.S., Canadian and Mexican Waters. Other carriers tell you when and where you can use your boat, even naming specific lakes and waterways. With American Modern, you're covered in the waters of the U.S., Canada, and Mexico's Pacific coast, north of Rio Santo Tomas. Offshore distance restrictions apply.
Medical Payments. Up to $10,000 in medical expense coverage is available for boating injuries.
No Hidden Deductible. What is on the policy is what you pay.
No Required Lay-Up period. Use your boat for a longer period during the year.
Tournament Participation. Our policy doesn't exclude coverage when you compete in the occasional water-skiing contest, fishing tournament, or sailing regatta.