Personal Watercraft

Boat, Collector Car & More > Personal Watercraft

Insuring your PWC

If you live for close contact with the water, our coverage is a “life jacket” for your personal watercraft. 

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American Modern's "JetSport" program is one of the best around, providing broad insurance coverage and special benefits that will keep your Jet Ski® or WaveRunner® on the water all season.

 

Policy feature

What it means

Coverage levels

Liability only

Your PWC is insured just for liability requirements of your state.  Physical damage coverage is not part of your policy.

Full coverage

Comprehensive and collision protection are added to the liability coverage.  With full coverage you can add options to your policy.

Loss settlement

Market value

Your PWC is insured for its market value.

Included coverage

Medical payments

Every policy includes $1,000 for medical payments. You can increase this up to $5,000.

Optional coverage

JetSport Advantage endorsement

Extra coverage for:
•  Uninsured watercraft
•  Non-owned watercraft liability
•  Personal effects
•  Emergency assistance and towing

Watersport liability

If your family likes to water ski, wakeboard or tube-ride, this option is just for you.  

Trailer

Protect the trailer you use to tow your PWC.

Coverages protect up to the stated policy limit.  For details on this product, talk to your agent. 
Program availability and coverages may vary by state. 

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