Manufactured Home

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Manufactured Home Insurance, Mobile Home Insurance

Manufactured Home Insurance

With more than 45 years of experience insuring mobile homes, we provide coverage you can count on, with lots of options.

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Or call 1-866-884-6167 M-F 8-8 ET

Your home is likely one of your largest investments.  American Modern makes it easy for you to get exactly the insurance you need.  

Broad coverage. We insure your home for its stated value, not a depreciated value. Plus, our program includes personal property protection and liability coverage to shield your family. Look at the details and read our mobile home insurance FAQs.

Wide acceptance. Whether you think of your home as a manufactured home or a mobile home, we’ll insure it regardless of its age.  We also accept most any value.

Competitive rate. We work hard to give you a fair rate for your protection, plus we give you ways to save on your mobile home insurance coverage.

Flexible options. We offer your choice of two policy options:  a “Standard” mobile home insurance policy that comes pre-packaged with the coverages most mobile home owners want; or, a build your own policy option with our “By-Line” program. Also:

  • Take a look at our breakdown coverage. It expands your mobile home insurance policy to cover expensive items such as your AC, furnace, appliances and electrical panel, if they just suddenly quit working.
  • We also offer earthquake coverage.

Special uses of the home. We cover more than just owner occupied homes:

Seasonal or vacation homes
Homes rented out to others
Tenants living in a rented mobile home
Vacant manufactured homes

Fast claims service. Our priority is getting your claim settled and you back into your home.  We settle 90 percent of our property claims in 30 days or less.

Four reasons you can trust American Modern.

  • Our financial stability is confirmed by an A+ (Superior) rating by A.M. Best.  This means you can count on us to be here if you ever need us.
  • Mobile home owners have relied on our coverage since 1965. 
  • We have more than 1.4 million customers countrywide. 
  • In a survey of our customers, 9 in 10 said they plan to renew their policy protection.

Read more about American Modern, including some customer testimonials.

Get a mobile home insurance quote from American Modern. Call 1 866-884-6167 Monday through Friday, 8 am to 8 pm ET. Or request your mobile home insurance quote online.

Products, coverages and discounts are not available to all persons, in all states or apply to all possible risks. Terms, conditions and exclusions may apply. Rates are derived from a number of factors, which can influence the price, discounts and savings. Your rate may be higher or lower.  Policies are subject to underwriting review and approval. Rates are subject to change. Policies are written by one of the companies of American Modern Insurance Group, which includes American Modern Home Insurance Company and American Family Home Insurance Company.

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Expand your coverage to include mechanical and electrical breakdown.


We offer other specialty programs for seasonal, rental, vacant, and tenant occupancies. 

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