Manufactured Home

Home & Property > Manufactured Home > Breakdown Coverage

Breakdown Coverage:  Extra Protection for Manufactured Home Owners

You could save hundreds, even thousands of dollars, by adding American Modern's Breakdown Coverage to your policy.

“American Modern gives me great insurance.  I sure was glad to have Breakdown Protection, and it did not take long to get my $3,725 claim check.”

- Maple Jones, Calumet City, IL

Why do you need it?  Most other manufactured home insurance policies will normally cover your air conditioning unit, flat screen TV, or other major appliances if they are damaged or destroyed by lightning, fire, or some other covered peril. But those same policies typically won’t cover these items if they simply stop working. 

What’s covered?  Just about anything that runs on electricity and that can fail because of a mechanical or electrical fault:

•  All of your appliances
•  Electrical panel
•  Pool equipment
•  Air conditioning
•  Computer
•  Sump pump
•  Central heating
•  Television
•  Well pump

A valuable addition to your mobile home insurance

Consider what might happen if your air conditioning or heating system broke down.  Or a major appliance like your refrigerator just quit working one day.  Would you be able to afford the repairs or the cost of replacement?  With breakdown coverage on an American Modern policy, you wouldn’t have to pay any more than your deductible. We pay the rest. That’s real value.

Get your mobile home insurance quote from American Modern. Call 1 866-884-6167 Monday through Friday, 8 am to 8 pm ET. Or request your manufactured home insurance quote online.

Products, coverages and discounts are not available to all persons, in all states or apply to all possible risks. Terms, conditions and exclusions may apply. Rates are derived from a number of factors, which can influence the price, discounts and savings. Your rate may be higher or lower.  Policies are subject to underwriting review and approval. Rates are subject to change. Policies are written by one of the companies of American Modern Insurance Group, which includes American Modern Home Insurance Company and American Family Home Insurance Company.