American Modern's business is specialty insurance
Our mission is to provide our customers with easy access to quality insurance coverage. With more than 45 years of insurance experience, our company delivers specialized products and services for residential rental and vacant property, seasonal and owner-occupied homes, and mobile homes.
In the recreational market, we offer flexible coverage for customers needing more protection than what is included with an endorsement to a homeowner or auto policy – boat and personal watercraft; motorcycle, ATV, golf cart, and snowmobile; and collector cars and other collectable vehicles.
The images will connect you to detailed information about the insurance options for each type of property or vehicle. But don't hesitate to call us if you have a specific question.
We're here to help. 866-884-6167
Rental Property Insurance
American Modern gives landlords two options to insure rental property – a thorough DP-3 program or a basic DP-1 program. Learn more
Multiple Properties Insurance
This program simplifies insurance for a rental property portfolio with one policy, one payment, and one renewal date. Learn more
Seasonal Property Home Insurance
Owners of a vacation home or seasonal home can insure their home away from home with flexible programs. Learn more
Vacant Property Insurance
Finding insurance for a vacant home or rental property can be a challenge. But American Modern has a policy created just for vacant property. Learn more
Owner Occupied Property Insurance
The specialty homeowners program targets homes other carriers might not accept because of location or value. Learn more
Mobile Home Insurance
American Modern began insuring mobile homes in 1965, and is an industry leader in providing insurance for manufactured housing. Learn more
Non-Residential Property Insurance
American Modern can insure stand-alone, non-residential structures, such as outbuildings, a pole barn, or boat house. Learn more
Collector Car Insurance
American Modern has a very inclusive collector car program, covering all types of collectors, vehicle, operators, and values. Learn more
Boat Insurance
American Modern insures recreational boats up to 64 feet in length and up to 70 m.p.h. Bass boats are a program sweet spot. Learn more
Motorcycle Insurance
Our motorcycle insurance accepts cruisers, touring, dirt bikes, scooters, mopeds, and trike conversions. Learn more
Golf Cart Insurance
If you take your golf cart off your own property, you need to protect yourself with a genuine golf cart policy. Learn more
Snowmobile Insurance
Coverage is available in Conn., Illinois, Maine, Michigan, Minn., New Hampshire, New York, Penn., Vermont and Wisconsin. Learn more
Personal Watercraft (PWC) Insurance
American Modern insures single and multiple-passenger personal watercraft. Learn more
Renters Insurance
American Modern offers renters insurance to tenants living in mobile homes or modular housing. Learn more
