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Prior insurance – 15% if no lapse in coverage, 10% if less than a 30-day lapse
Loss free renewal – 5% on first renewal, 10% on successive years
Experience – We will adjust the rate to reflect your boating experience.
Diesel fuel engine – 5%
Crafts of this size and value are best protected with physical damage protection for the hull, comprehensive coverage for other kinds of damage or loss, plus liability coverage. Where appropriate, a liability only policy can be written.
Personal effects and fishing gear – Up to $10,000 in coverage for personal effects and fishing gear.
Emergency assistance – Up to $2,500 to reimburse emergency assistance and towing, and up to $10,000 for search and rescue.
Travel loss reimbursement – Up to $1,000 per day ($10,000 per term max.) plus lodging and transportation.
Under or uninsured watercraft – If you have an accident with someone with little or no insurance, we keep you covered.
Using other watercraft – Your liability protection extends to the use or rental of another boat.
Longshore and Harbor Workers Compensation Act – The act requires that you pay for any medical expenses if a part-time captain or crew member employed by you is injured while working on, servicing, or supplying your vessel. This policy provision meets your legal obligations.
Extended replacement cost for parts – For a partial loss, depreciation is not factored into a settlement for parts less than 10 years of age.
Automate monthly installments with EZPay, or pay by check or credit card, either in full or in two payments.
Understanding “consequential damage” is important when evaluating yacht policies.
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