Snowmobile Insurance

This policy automatically meets a state’s minimum coverage requirements. If you ride beyond our northern border, your coverage extends into Canada.

Coverage is written in these states

Connecticut, Maine, Michigan, Minnesota, New Hampshire, New York, Pennsylvania, Vermont and Wisconsin.

 

Discounts

Safety course – 10% for course completion

Renewal – 10% each successive year

Association membership – 5% for belonging to an approved snowmobile association

Insuring multiple units – 15% if insuring two or more

 

Included coverage

Three coverage options –

  • Full coverage – You are covered for your liability, plus collision damage and comprehensive losses to your snowmobile. With full coverage you can add options to your policy.
  • Liability plus comprehensive – Comprehensive coverage includes protection for theft or damage to your unit resulting from causes such as fire or weather, but not collision.
  • Liability only – You are insured for just the liability requirements of your state. Physical damage coverage to the machine is not part of the policy.

Actual cash value settlement – In the event of a total loss or theft, we will pay the actual cash value, which includes a deduction for depreciation. For a partial loss we pay the repair cost, minus depreciation for damaged parts. The policy deductible applies.

 

Optional coverage

Transport trailer – Add physical damage coverage for a trailer designed to transport your insured snowmobile. A $250 deductible applies.

Medical payments – Coverage starts at $1,000 and can be increased up to $10,000.

 

Flexible payment options

Automate monthly installments with EZPay, or pay by check or credit card, either in full, two or four payments.

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Snowmobile season is here. Don’t forget your pre-season checklist.

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