Loss free renewal – 5% on first renewal, 10% on successive years
Experience – We will adjust the rate to reflect your boating experience.
Insuring multiple units – 10% if insuring two or more
Personal watercraft are best protected with physical damage protection for the hull, comprehensive coverage for other kinds of damage or loss, plus liability coverage. Where appropriate, a liability only policy can be written.
Market value settlement – In the event of a total loss or theft, we pay the market value (actual cash value), which includes a deduction for depreciation. For a partial loss, we pay the repair cost, minus depreciation for damaged parts. The policy deductible applies.
Medical payments – Policy includes $1,000 of coverage which can be increased up to $5,000.
Trailer or boat lift – Add physical damage coverage for a trailer designed to transport your insured boat or the lift to take it out of the water.
Watersport liability – Add protection beyond general liability.
Automate monthly installments with EZPay, or pay by check or credit card, either in full or in two payments.
The U. S. Coast Guard keeps detailed data on boating accidents. Three red flags stand out.Keep reading