Lender Placed Hazard / Mortgage Fire / Dwelling Fire

We protect the lender against collateral loss in the event the borrower has an insured physical damage event, and failed to provide acceptable homeowners or dwelling insurance.

Certificates are issued once the property has been identified as being without adequate physical damage insurance. The premium is usually added to the borrower's loan balance or can be paid through the customer's escrow account based upon lender requirements.

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