Collector Vehicle

Policy feature

What it means

Coverage

Full coverage

Your vehicle is insured for liability, plus collision and comprehensive

Loss settlement

Agreed Value

Once we agree on a value for your prized possession, that’s what you’ll get in the event of a total loss. No depreciation or questioning the vehicle's value.

Included coverage

Unlimited miles

We don’t believe in “one size fits all.”  We have four annual mileage plans including Unlimited Miles.  Pick the plan that best fits your vehicle use and save money. 

One liability charge

While most standard auto companies charge liability for every car on the policy, we charge one flat rate regardless of the number of cars on the policy, saving you money. 

Spare parts

We include $2,000 for lost or stolen spare parts.

Towing

We include $75 to cover towing costs. 

Trip interruption coverage

We’ll pay up to $600 for transportation, lodging and expenses if your vehicle becomes disabled more than 15 miles from home.

Pet coverage

We’ll help with the vet bills if your pet is injured in an accident involving your collector vehicle.

Optional coverage

National roadside assistance

Expands towing coverage to $200 per occurrence
Enrolls your car into our national Roadside Assistance program:
•   Flat tire repair
•   Guaranteed flat bed towing
•   Lock-out assistance
•   Fuel delivery
•   1-800 emergency number available 24/7

Full safety glass

We waive the deductible if a windshield requires replacement and there is no other vehicle damage.

Foreign coverage

This option covers your vehicle in transit and when you drive overseas.