Home > Review Our Products > Physical Damage to Inventory Business - American Modern Insurance Group

Commercial Coverage

For Physical Damage To Dealer Inventory

Our Commercial Physical Damage (CPD) policy complements your business’ liability and property policy by protecting risks specific to your resale inventory.

  • Manufactured Home
  • Recreational Vehicle
  • Travel Trailer/Misc. Trailer
  • Motorcycle/ATV
  • Boat or Personal Watercraft
  • Snowmobile

Choose from Named Peril or Comprehensive coverage:

  • Named Peril policies include coverage for fire and smoke, vandalism, theft, flood, hail and wind, falling damage and other risks specified in the policy.
  • Comprehensive coverage adds risk or direct and accidental loss, unless the cause is specifically excluded in the policy.

We include these hard to find coverages for no additional premium:

  • Debris removal up to $5,000
  • Fire department service charge up to $5,000
  • Preservation of property (up to $500 singlewide, $1,000 multi-sectional)

Upgrade your policy to enhanced coverage for collision, false pretense, or loss of economic value (in some states).

Select a reporting option that fits your business: non-reporting, monthly reporting with a monthly premium adjustment, or monthly reporting with an annual premium adjustment.

Questions?
Call our hotline: 800-723-3722 x9-6925
or e-mail us at