Motorcycle & Recreational > Boat
Get a Rate Quote NowDrifting along on a pontoon, cutting through the waves, or heading out to that perfect fishing spot, boaters have relied on our coverage since 1990.
On lakes, rivers or the coast, American Modern is a leader in insurance for serious and occasional boaters alike.
We insure a wide range of recreational use boats, up to 64 feet and 70 mph:
• Powerboat |
• Sailboat |
• Pontoon |
• Houseboat |
No required lay-up period. Use your boat for a longer period during the year.
No hidden deductible. What you pay is what is listed on the policy.
Navigation. Other carriers tell you when and where you can use your boat, even naming specific lakes and waterways. With American Modern, you're covered in the waters of the U.S., Canada, and Mexico's Pacific coast (north of Rio Santo Tomas).
Tournament participation. Our policy includes coverage when you compete in the occasional water-skiing contest, fishing tournament, or sailing regatta.
Choose from two coverage levels –
Liability only. You can be held liable for damaged property or personal injury, to both non-family and family members, if an accident occurs while you are boating.
Full coverage. A package of Liability/Comprehensive/Collision protects your boat from damage resulting from fire, theft and most other perils, plus adds collision coverage for accidental damage to your boat.
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