Home Warranty
Coverage Beyond Insurance
Insurance is essential, but it does not cover the unexpected failure of something major, like a furnace or a problem with the plumbing. We offer several warranty extension programs for owners of manufactured homes looking to protect their finances from the high cost of major repairs.
| American Home Guardsm | Vintage Home Guardsm | |
|---|---|---|
| Target Market | Purchasers of a new manufactured home. | Purchasers of a pre-owned manufactured home. |
| Term | Manufacturer warranty year Plus 2, Plus 4 or Plus 6 years of program coverage. | 1 to 3 years from possession date, depending on age of home. |
| Coverage Options1 | A - Structure only Steel frame and beams Load bearing structures Roof, ceiling, framing, interior walls, doors, windows Sub-floor Exterior siding Tie-down straps & anchors |
Standard coverage Plumbing system Electrical system Load bearing structures Central heating and A/C Water heater Range, vent fan and oven Refrigerator |
| B - Systems & Appliances Plumbing system Electrical system Central heating and A/C Range, vent fan, oven, refrigerator, water heater, dishwasher, clothes washer and dryer, tubs, showers, toilets, sinks, garbage disposal, trash compactor |
Deluxe coverage adds Dishwasher, clothes washer and dryer, tubs, showers, toilets, sinks, garbage disposal, trash compactor |
|
| C - Structure, Systems & Appliances | ||
| Deductible | $50 per covered item | $50 per covered item |
| Eligibility | Home must be under manufacturer's warranty, and be no more than two model years old. | |
| Transfer | If home is sold, coverage transfers to new owner. | If home is sold, coverage transfers to new owner. |
1See the policy terms and conditions for item definitions. As you review these program highlights, keep in mind that program availability and coverages may vary by state. The state program manual and policy form present complete details.