Boat / Personal Watercraft
The Water is Wide and So is Our Coverage
Whether drifting along on a pontoon, cutting through the waves, or heading out in the wee hours to that perfect fishing spot, boaters have relied on our coverage since 1990. For those wanting close contact with the water, our coverage is a "life jacket" for personal watercraft.
| Boat | Personal Watercraft | |
|---|---|---|
| Types | Up to 64' length Up to 70mph No age restriction Powerboats | Sailboats Pontoons | Houseboats Trawlers | Sport-fishers Performance | Bass boats |
All accepted |
| Coverage Options1 | Watercraft liability Watersports liability Watercraft physical damage |
Watercraft liability Watersports liability Watercraft physical damage |
| Loss Settlement1 | ACV. Upgrade to Agreed Value or Replacement Cost. | ACV |
| Optional Coverage1 | Package of uninsured boater, non-owned watercraft, personal effects, towing and emergency assistance. | Package of uninsured boater, non-owned watercraft, personal effects, towing and emergency assistance. |
| Medical Payments | Medical Payments | |
| Trailer Damage | Trailer Damage | |
| Tender / dinghy | ||
| Payment Plans2 | 1-pay | 2-pay | 4-pay | EFT | credit card | 1-pay | 2-pay | 4-pay | EFT | credit card |
| Discounts | Transfer Diesel fuel Ownership experience Loss-free renewal |
Multi-unit Ownership experience Loss-free renewal |
| Navigation | US, Canadian, Mexican (Pacific) waters 150 miles offshore max. | US and Canadian waters 5 miles offshore max. |
1All coverages protect up to the policy limits. As you review these program highlights, keep in mind that program availability and coverages may vary by state. The state program manual and policy form present complete details.
2Payment plan availability depends on premium level.