July 21, 2005  “Family Friendly” – It’s Not Just Entertainment Anymore!  You’ve heard of “family friendly” movies, music, and radio stations. But how often can you offer your customers family friendly insurance? When American Modern designs a product, we keep in mind the wants and needs of the families you serve. Family vacations most often center around the water, so we’re ready with watercraft insurance that’s just right for any need that might arise. When your customers are ready to ride the waves or just float down a lazy stream, check out these important points of coverage: American Modern places no navigation limits in U.S. or Canadian waters. This means the families you serve can take the boat or PWC just about anywhere on vacation. Other carriers may limit where your customers can use their watercraft. We offer optional coverages like waterski liability. These options allow your customers to specifically tailor their policies to their needs – and perhaps save some money while they’re at it. (Now, that’s something every family welcomes when vacation time rolls around!) Medical payments coverage is included in our policies, with the option to purchase additional limits. Med Pay helps cover medical expenses that arise from boating injuries that can happen to anyone in the family. The Advantage Endorsement protects your customers’ personal belongings, provides coverage for uninsured watercraft, and provides emergency assistance and towing coverage. The endorsement also includes non-owned watercraft liability, so your customers are covered if they borrow or rent another boat. When you want quality watercraft coverage that was developed with family fun AND protection in mind, look to American Modern.