Binding Restrictions

Circumstances May Limit Our Ability To Bind Polices In Some Locations

BINDING RESTRICTIONS DUE TO TROPICAL STORM DOLLY

EFFECTIVE 07/21/08 - 3:30 PM, eastern time, the following binding restrictions have been implemented due to Tropical Storm Dolly.

STATE : TEXAS

COUNTY :
BROOKS
CAMERON
DUVAL
HIDALGO
JIM HOGG
JIM WELLS
KENEDY
KLEBERG
NUECES
SAN PATRICIO
STARR
WEBB
WILLACY
ZAPATA

BINDING RESTRICTIONS DUE TO WILDFIRES-UPDATE

EFFECTIVE 7/22/2008 - 2:00 PM, eastern time, the counties listed below have been identified as areas currently being hit with Severe Brush Fires and are entirely restricted for all Property and Casualty Product Lines:

STATE COUNTY

CALIFORNIA LAKE
MENDOCINO

*****************THE FOLLOWING RESTRICTIONS REMAIN ACTIVE AS FOLLOWS**********************************

EFFECTIVE 6/30/2008 - 3:30 PM, eastern time, the county listed below has been identified as an area currently being hit with Severe Brush Fires and is entirely restricted for all Property and Casualty Product Lines:

STATE COUNTY

CALIFORNIA TRINITY

EFFECTIVE 6/23/2008 - 2:45 PM, eastern time, the counties listed below have been identified as areas currently being hit with Severe Brush Fires and are entirely restricted for all Property and Casualty Product Lines:

STATE COUNTY

CALIFORNIA MONTEREY
SHASTA

As a reminder per our current underwriting guidelines: No risks may be bound within a 25 mile radius of any existing wildfire.

EFFECTIVE 7/17/2008 - 3:00 PM, eastern time, the following temporary binding restrictions have been lifted:

STATE: CALIFORNIA
COUNTY: PLUMAS,SANTA BARBARA,MENDOCINO,BUTTE,KERN

WATERCRAFT BINDING RESTRICTIONS

As the 2008 Watercraft Season approaches, we would like to remind everyone of the following Binding Restrictions:

The entire state of FLORIDA is restricted for the FIRST CHOICE WATERCRAFT Product only. PWC's in the JetSport program are permitted.