Tell me about American Modern
Located near Cincinnati, Ohio, American Modern is an A+ rated provider of residential and recreational insurance, plus programs and services to financial institutions.

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In 2014 and 2015 the Cincinnati Enquirer named American Modern as a Top Workplace.

Whether you are with the media, or just checking us out, go to the newsroom to see our latest accomplishments.
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I'm shopping
for insurance
We are a leading specialty insurance provider for your motorcycle, boat or collector car, plus residential insurance for rental property, vacation home, standard dwelling, vacant property, or mobile home.
I'm shopping
for insurance
Programs for
financial institutions
American Modern's Financial Institutions Division provides the banking, mortgage servicing, and lending industries with insurance products and services such as mortgage hazard protection, collateral protection, and insurance tracking.
Programs for
financial institutions

We see insurance as a solution

American Modern is a widely recognized, national leader in the specialty insurance business. With close to 50 years experience, the company delivers residential insurance for many property classes – rental property, a vacant home, seasonal or vacation homes, and full-time residences including mobile homes.

In the recreational insurance market we offer solutions for owners of boats, yachts, personal watercraft, classic cars, motorcycles, ATVs, and snowmobiles.

One of our newest lines is pet health insurance.

To protect financial institutions and their customers, the company provides collateral protection, mortgage fire, and related products and services.

American Modern is headquartered in suburban Cincinnati, Ohio, and works through a network of agents across the nation.

Maybe a neighbor or agent recommended you check us out, or you reached us through an online search. However you found us, we’re here to help.

Company snapshot

  • American Modern’s excellent financial condition is recognized by well-known industry analysts A. M. Best Company and the Ward Group.
  • We serve more than 1.7 million customers across 50 states.
  • More than 1,000 work on our campus on the edge of metro Cincinnati.
  • In 2014 the company celebrated the 75th anniversary of the founding of its original formation, The Midland Company.